01
What Is AML Risk Scoring? A Practical Guide for Fintechs
A practical explanation of customer and transaction risk, risk bands, missing information, and analyst review for fintech compliance teams.
Merid resources
Financial crime risk, explained for practitioners.
Original, evidence-led guidance on AML risk scoring, analytical controls, and investigation. Written by Merid—not attributed to an individual researcher.
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5 practical guides
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02
Static vs. Dynamic Risk Scoring: When Customer Risk Changes
How initial customer assessments, ongoing activity, event-driven updates, and review triggers work together in a dynamic AML risk programme.
03
Explainable Risk Scores: Turning Signals into Defensible Decisions
A practical framework for reason codes, evidence links, data quality, overrides, and documented AML risk decisions.
04
Combining Rules, Statistics, Machine Learning, and Language Models
What each analytical layer contributes to financial-crime monitoring—and how to manage correlation, calibration, drift, leakage, and human review.
05
Follow the Money: How Fund Flows Inform SME Risk Assessment
A synthetic SME financing example showing how rapid transfers, split payments, circular flows, and entity links can support investigation.
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